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Getting a rapid cash advance is not too hard these days. There are a number of finance companies that are willing to finance your urgent need for cash. The money is usually in your hands by the next business day.
The first step in getting a quick cash loan is to make an online application and provide all the required information. Once the application is reviewed, further information will be asked for which usually includes copies of your last pay stub, driving license, last bank statement, social security number etc.
Qualification criteria for these loans are pretty simple and straightforward and there are no hidden clauses. You need to be at least 18 years old to make an application. You need to be in a stable current job (3 – 6 months). Your need a checking account that has been regularly used within the last 3 – 6 months. You should not have defaulted on any previous payday loans.
• Credit History
When applying for a rapid cash advance, your credit history is not as important as it is with other financial institutions. Usually, someone with a not-so-great credit report or even a terrible credit rating can also get a loan. A risk assessment may be carried out to check on the status of any payments that are due but as long as you are current in all your payments, there is nothing to worry about.
• Length Of Loan
WWW.NEEDRAPIDCASH.COM are usually given out to last you till your next payday. You should be getting your next paycheck in another 14 days’ time. The money is automatically taken out of your checking account. Depending on your individual circumstances, you may qualify for a longer term but this is usually not the norm.
Some lenders prefer paychecks to be direct deposited into the borrowers bank account, while others do not. Keep these requirements in mind when applying and funds may be available rapidly. Make sure to use payday loans as a temporary solution to financial emergencies. Use short term loans responsibly by only requesting an amount that is capable of being repaid in a short period of time. Loans under $1500 have a greater chance of approval. Keep these factors in mind when applying for a payday loan in 1 hour.
Julie Tip has been helping inividuals find the best payday lenders for almost 3 years. Please visit her recommended websites www.getloansupport.com/apply.html for the latest information on one hour cash advance lenders and payday loans.